Most of us don’t bother asking ourselves what travel insurance is because we view it simply as some useless extra cost or the usual typically respond with ‘what could possibly happen to me during vacation’.
Well, what if you visit Egypt in August and during your first day on the Sahara Desert, you forget you suntan lotion in your hotel room and catch a very bad burn making your skin turn red on your way back. In such case, you require immediate medical assistance! A travel medical coverage will allow you to dodge high priced hospital bills and give you access to specialized nurses in your preferred language.
Another good reason is in situations where you’re required to cancel your trip due to someone close passes away right before your flight, a family member had an accident therefor you need to be by their side or something happened to your house such as a flood? All of the aforementioned can happen to any of us but only a trip cancellation coverage would allow your airline company to change the date to something more convenient.
What about natural disasters? Like an earthquake damages your place of accommodation. You saved money little by little throughout the entire year and prior to landing, you find out that your hotel is destroyed! Does this mean all your well-earned money was wasted? Not if you have opted for travel insurance protection for weather damage. This option will let you recover anything you have pre-booked prior to boarding. In conjunction, travel assistance services will guide you in the arrangement process to reserve a new hotel room offering the same price/value as the one you had booked originally.
Let us imagine another scenario. One where you are visiting a family member you have not seen for many years. As your airplane is landing, you are picturing the rejoicing smile on your niece’s face when you give her that special gift. Disastrously, due to complications during the previously connected flight, the airline company made a mistake and it looks like your luggage has been lost. Thank God, during the booking process of your ticket, you chose coverage for luggage that is lost, stolen, or damaged as a travel insurance option. Now you can breathe easy because your personal items will be reimbursed after you speak to customer service so they can take note of the details you present.
This being said, I hope you enjoyed this article and most importantly, will consider buying travel insurance on your next trip for every sane reasons in this world. Hey, you know the saying, better safe than sorry.